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Celso Jesus
Mr. Celso P. lives in a neighborhood called Concepción de Maria, in the capital city of Managua. He and his wife have two children, ages 8 and 12, who attend the neighborhood school. Mr. P. has been working as a driver for many years because it has been difficult for him to change occupations, which he would like to do in order to earn more income. He would like to finish building his wooden house and make it out of concrete so that he can have a decent home for his family. He wants to invest this loan in purchasing construction materials as he is going to build the walls of his house. In the long run, he would like to be able to continue with home improvement—his greatest wish.
View original language description ↓
Don Celso habita en un barrio que se llama Concepción de Maria en la capital de Managua, su esposa le tiene dos hijos de 8 y 12 años de edad, estudiante de la primaria en la escuelita del barrio, el señor Celso trabaja de conductor desde hace muchos años, pues se le ha hecho difícil cambiar de trabajo lo cual desearía para mejorar sus ingresos y a si poder terminar de construir su casa que es de madera lo cual quiere hacerla de concreto para tener una vivienda digna para su familia. Con la solicitud de crédito es para invertir en comprar materiales de construcción ya que va a construir paredes de su casa. A largo plazo es poder seguir haciendo mejoras a la vivienda ya que es su anhelo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Celso Jesus purchase construction materials to build two walls.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 18, 2008
Nov 19, 2008
Currency Exchange Loss:
Dec 15, 2009