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Negba Group
In this Group: James, Agnes, Susuana, Margaret, Gloria, Joyce, Boga, Patience
The Negbe group is made up of eight people who reside in the same locality. They are selling grocery, jewelry, cloth, gari (cassava flour), energy drinks, soap, underwear, fish and cosmetics.

James, who is the leader of this group, is the one standing at the far right in the photo. James is 56 years old and is married to a woman named Regina. The couple has grown-up children who are on their own. James lives with his wife and his grandchildren. He is responsible for the household expenses. James attended school to the secondary level. For twelve years he has been a goldsmith who molds and sells jewelry in his region. James buys the gold from the mining town in Ghana. Hoping to build up his business and better answer the demands of his customers, James requests a loan from ID-Ghana with the other members of Negbe group.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 3.8
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Negba Group's $1,950 loan helped a member to buy gold from the mining town in Ghana to make jewerly.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 7, 2014
Aug 21, 2014
Currency Exchange Loss:
Mar 17, 2015