A lack of capital has always been a challenge to Conceptor and this has been a setback to her in trying to increase her dairy business. She is seeking kindly funds to buy a quality dairy cow that is of a quality breed. The dairy cow that she plans to buy will be producing between 10-15 liters in a single day. This amount will greatly boast her sales volume.
Since dairy farming is a profitable business venture, she will reap more profits because the demand for milk is very high and this will boast her income level. Through the training from Juhudi Kilimo, she has been taught how to be disciplined with finances and she plans to use the extra income she will be making to fully repay the loan and secure the future of her school-going children. She plans to open a very large milk-selling business and channel the profits to other projects she currently has pending.
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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