Funded

Total loan: $175
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Laxmi

India
Maynaguri, India / Farming

A loan of $175 helped to purchase farm supplies to grow bottle gourds.


Laxmi's story

Laxmi is from Maynaguri. She is 39 years old. She is married and has three children (two sons and one daughter); two of them are in school, and the other one is grown up and works as a laborer on a daily-wage basis. They live in the small village of Tekatuli in Jalpaiguri district.

Laxmi didn't have the opportunity for higher academic education because her parents could not afford it due to poverty. Laxmi studied till grade 9, and then got married to Prafulla, aged 49 years.

Laxmi's husband is a farmer. His father taught him to work in agriculture at a young age. Every morning he would go out with his father to work. He helped his father grow different kinds of vegetables, mainly bottle gourds. Now he concentrates on the cultivation of bottle gourds only, as they have a high demand among the villagers for their low price and nutritious value. He wants to cultivate more in a larger quantity.

So, Laxmi is requesting a loan from BJS (Kiva's partner). She will invest this loan in buying seeds, fertilizers, etc., to grow bottle gourds. The other part will be to buy the inputs to take care of the crop until it bears fruit.

She has a great desire in life. Laxmi plans to buy all the necessary school supplies so that her son and daughter won't have problems in their studies and can pass without any problems. Laxmi knows she can achieve this with the help of his loan. She also hopes that through the profit of the business she can overcome the hurdles and will be able to give the family a financial upliftment.

She appreciates the financial help of her lenders.



Loan details

Repayment schedule: At end of term
Disbursed date: July 28, 2014
Facilitated by Field Partner: Belghoria Janakalyan Samity

Lenders and lending teams



Loan details

Repayment schedule: At end of term
Disbursed date: July 28, 2014
Facilitated by Field Partner: Belghoria Janakalyan Samity