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Ricardo, 57 years old, is a very responsible man with his family obligations, as he is known for offering the best to his family. He lives with his family in his own home. He is very hardworking, he works in agriculture, his main crop is corn.

Ricardo wants to increase his sales and that is why he came to the INTEGRAL office, to request a loan which will allow him to buy manure, fertilizer, pesticide, herbicide, etc. He would like to have the assistance requested since he has no other monetary income and thus he will continue to put food on the table for his family without any limitations.
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Don Ricardo de 57 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su familia, vive junto con su grupo familiar en casa propia, él es muy trabajador, se dedica a ser agricultora su principal siembra es el maiz. Don Ricardo desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: abonos, fertilizantes, pesticidas, herbicidas, entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ricardo to buy manure, fertilizer, pesticide, herbicide, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 25, 2014
Aug 18, 2014
Currency Exchange Loss:
Apr 17, 2015