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Balcon Florido Group
In this Group: Jhon Ammer, Idelfonza Aurora, Saul Fernando, Elva, Liz Isabel, Elena Rosa, Cecile Ruth, Orminda Gladys, Emerzon Eliberto, Marcelo

Update on Balcon Florido Group

The lending group “BALCON FLORIDO” is one of the longest-standing groups. It is made up of members who work in agriculture and cattle and as merchants. Idelfonza, 59, is married and has 5 grown children. She sells cheese on order to a loyal customer base as well as door to door to the general public. She will use the loan to buy more cheeses. Her greatest wish is to have a small store in her home.

The group is grateful to the Kiva lenders for the loans. Idelfonza is the first women on the left in a purple jacket.
View original language description ↓
El grupo “BALCON FLORIDO” es uno de los grupos más antiguos. El cual está integrada por socios dedicados a la agricultura y ganadería y comercio minorista. Idelfonza tiene 59 años de edad es casada con 05 hijos independientes. Ella se dedica a la venta de queso a pedido de sus clientes que ya logro fidelizar y al publico de manera ambulatoria. El crédito lo invertirá en la compra de más quesos. Su mayor deseo es implementar una pequeña bodega en su vivienda. El grupo agradece a los inversionistas KIVA por el crédito brindado. Idelfonza es la primera del lado izquierdo viste chaleco de color morado.

Previous Loan Details

Rose is 54 years old, married and has a 27 year old daughter, to whom she provides financial support. Rosa has been making a living growing potatoes, broad beans and fruit, and raising cattle since she was very young. Rosa will invest this loan in buying fertilisers to improve the quality of her ... More from Balcon Florido Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $61,828,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Balcon Florido Group's $3,200 loan helped a member to buy more cheese.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 11, 2014
Aug 17, 2014
Currency Exchange Loss:
Mar 17, 2015