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Agape 3 Group
In this Group: Aminatu, Regina, Gifty
The group, Agape 3, will begin its sixth cycle with ID-Ghana. The group is made up of three members. The businesses that the members have are varied, among them are: cosmetics, a food joint and seamtress services.

The loan that is being requested will benefit this small group of entrepreneurs, where Aminatu is a member. She mentions that this is the sixth time she has worked with ID-Ghana. She joined because of an invitation from a client of the institution that visited her at her home. Currently she has a business selling cosmetics which she started many years ago. She learned how to sell cosmetics from her mother, and when she got married she decided to use this trade as a way to make money.

The requested loan is to buy cosmetics at wholesale to then sell to customers. This work allows her to generate the means to support her family, as she lives in a common-law marriage and has four children.

When asked what she likes about ID-Ghana, she stated that she likes the life assurance the institution offers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 3.6
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Agape 3 Group's $850 loan helped a member to purchase cosmetics at wholesale to then sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 1, 2014
Aug 17, 2014
Currency Exchange Loss:
Jul 17, 2015