Nataliya lives in Fastiv in the Kiev region. She is married and has two grown daughters. She is involved in selling men's and women's shoes, and men's sweaters and t-shirts. Nataliya works at a local central market. She has been in this business for 18 years and has a colossal work experience. Nataliya has her own retail pavilion.
Nataliya plans to use a sum of 10 000 hryvnia to buy seasonal winter shoes. With time, she plans to expand the selection and quantity of merchandise and complete repairs at home. Nataliya is an accurate, capable, calm, leveled and well-raised woman. She can run the household and her own business.
Наталия живет в Фастове, Киевской области. Она — замужем, у нее две взрослые дочери. Занимается торговлей мужской и женской обувью, мужскими свитерами и футболками. Работает Наталия на местном центральном рынке. В бизнесе она работает 18 лет, опыт работы у нее — колоссальный. У Наталии — собственный торговый павильон.
На сумму в 10 000 гривен Наталия планирует закупить сезонную зимнюю обувь. Со временем планирует расширить ассортимент и количество товара и доделать ремонт в доме. Наталия — аккуратная, умелая, спокойная, взвешенная и воспитанная женщина. Она умеет вести и хозяйство дома, и собственный бизнес.
Previous Loan Details
Nataliya works at the local market as an entrepreneur-vendor. Nataliya sells women's and men's shoes. She works 6 days a week, and has a large range of goods. She has been in this business for 17 years. It became a family business, as she sells along with her husband, and is sometimes helped by h...
More from Nataliya's previous loan »
About HOPE Ukraine
HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This photo was used before for a previous loan for Nataliya. It was first posted on Kiva on Nov, 2013. Learn More
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.