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Rukhsana M.asif Group
In this Group: Rukhsana , Zakia Bibi, Bashiran , Sajida
Rukhsana baji is a wife of M. Ali. They reside in a city named Arifwala, Pakistan. She owns a two room brick house and has been living in it for the past 6 years.

Rukhsana baji is a very hardworking lady. She helped her husband in the building of their new house. She earned money by sewing clothes day and night. Rukhsana baji’s husband is a driver. He drives an auto-rickshaw (a local three-wheeled motor vehicle) and has been doing so for 5 years. Rukhsana baji is a mother of two sons. Her elder son is 6 years old and her younger son is 4 years old.

She is applying for a loan to repair her husband’s auto-rickshaw. The auto-rickshaw is creating many problems for the family and so must be repaired.

She is joined in her loan group by a few more members. Zakia baji wants a loan to buy edible items such as chips and biscuits wholesale to resell retail. Bashiran baji wants a loan to buy sugarcane to make into and sell as syrup. Sajida baji wants a loan to buy tools for her motor workshop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukhsana M.asif Group's $1,000 loan helped a member to repair an auto-rickshaw (a local three-wheeled motor vehicle).
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 26, 2008
Nov 23, 2008
Currency Exchange Loss:
Mar 28, 2010