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Noris Fatima

Update on Noris Fatima

On San Eduardo street, on the way to Santa Ana, in Portoviejo city, known as the Citudad de los Reales Tamarindos from colonial times, the members of the 16 de Julio communal bank meet every two weeks.

In this place lives Noris, who is 52 years old, married and has three adult children, two of them who still live with her. Her husband is a driver.

Noris is a housewife who, in order to have her own income and, with this, help her husband with the household expenses, works selling Yanbal products (perfumes, creams, costume jewelry, etc.), bed linen, and quilts among other things. She sells door-to-door but also sells in her house where her customers come when they need a product. She sells on credit and collects each week. She has been doing this work for over 12 years, with which she earns something for the good of her family. This loan is to purchase perfumes, creams, costume jewelry and bed linen. She has been in the communal bank from the beginning and she likes it because the loans have allowed her to finance her business. Her dream is to give the best to her family.
View original language description ↓
En la calle San Eduardo vía a Santa Ana de la ciudad de Portoviejo, conocida como la Ciudad de Los Reales Tamarindos desde épocas coloniales, se reúnen cada quince días las socias del Grupo De Crédito 16 de Julio.
En este lugar vive la señora Noris, tiene 52 años, es casada y tiene tres hijos mayores de edad, dos de ellos aun viven con ella, el marido es chofer.
Doña Noris es una ama de casa que para obtener ingresos propios y con esto ayudarle a su marido con los con los gastos del hogar se dedica a la venta de productos Yanbal (perfumes, cremas, bisutería, etc.), sabanas, edredones entre otras cosas, su forma de venta es puerta a puerta aunque también vende en su casa donde sus clientes llegan cuando necesitan algún producto, deja a crédito y cobra cada semana, lleva más de 12 años dedicada a esta actividad con la cual se gana algo por el bien de su familia.
Este crédito es para comprar perfumes, cremas, bisuterías y sabanas. Está en el Grupo De Crédito desde el inicio y le gusta porque los créditos le permiten financiar su negocio. Sus sueños es darles lo mejor a su familia.

Previous Loan Details

In the City of Portoviejo, known as the City of the Royal Tamarinds since colonial times, the “17 de Julio” communal bank meets every two weeks. Noris lives here. She's 50 years old, married, and has three children; two are adults and the youngest studies at university. Her husband works as ... More from Noris Fatima's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Noris Fatima to purchase perfumes, creams, costume jewelry and bed linen.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 21, 2014
Aug 16, 2014
Currency Exchange Loss:
Feb 20, 2015