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Bien's Group
In this Group: Biên, Nùi, Huyền, Dương
Mrs Bien, born in 1977, is currently living with her husband and two children in Mai Son district, Son La province. Her two children are all obedient and hard working.
The main income of her family is primarily based on breeding and cultivation. Her family’s annual income is just enough to cover the family expense after deducting the investment cost. However, each coffee crop requires additional fertilizer, this cost is quite large, and currently she cannot afford this fertilizer.
Therefore, she needs to borrow a loan to buy fertilizer for coffee and try to work hard to earn money to pay for M7-MFI on time. She hopes the loan will help to renovate her family’s land and to have money to invest in the coffee garden to bring better life for the whole family, especially for her children with better learning conditions.

Additional Information

About M7-MFI:

M7-MFI is a microfinance institution in Vietnam that is focused on serving poor women and ethnic minorities in the northern part of the country.

Serving more than 21,000 clients, M7-MFI provides savings and loan programs for a number of catalytic areas including vulnerable populations, education, disaster recovery, and water/sanitation. In addition, the organization regularly provides gender education and business consulting services, and builds homes for low-income clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,180.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Bien's Group's $2,850 loan helped a member to buy fertilizer for coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 8, 2014
Aug 19, 2014
Currency Exchange Loss:
Sep 17, 2015