A loan of $3,400 helped a member to pay for her children's increasing school tuition fees.


Baby Bay Group's story

Gemma is the featured borrower of Baby Bay Group. She joined with the other group members to acquire a loan from Kiva's field partner, Al Majmoua, because they have always been friends, ever since they left their hometown in the Philippines to work in Lebanon for better incomes to support their loved ones. Gemma is a 40-year-old widowed mother of four who works as a housekeeper to provide her family with a better living. Life in the Philippines is very expensive and job opportunities are limited. Gemma is acquiring a loan from Kiva's field partner, Al Majmoua, to pay for her children's increasing school tuition fees. Gemma is the lady standing at the left side of the picture with the brown top. As for the other group members, Glenly is the lady at the far right side of the picture with the purple top, Liberty is the second lady from the left with the pink top, Flora is the second from the right with the grey top, while Jeniffer is the lady at the top center of the picture with her face appearing.

In this group: Liberty, Glenly , Flora , Gemma , Jeniffer
*not pictured



Loan details


Lenders and lending teams



Loan details