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Chhoem's Group
In this Group: Chhoem, Thea
Chhoem is a villager who lives in the Moung Russey district of Battambang province. She is 45 years old and has one child who is in school. She has been a farmer for 20 years. She earns about 45,000 KHR per day. This is the first loan for Chhoem from VisionFund, Kiva’s partner. As the leader, she will spend her entire loan to buy fertilizer and rice seed for her crop. She hopes that this loan will increase her income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 161
    View loans »
    Cambodia Loans Fundraising
  • $41,460,575
    Funds lent in using Kiva
  • 4,061.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chhoem's Group's $200 loan helped a member to buy fertilizer and rice seed for her crop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jul 9, 2014
Aug 20, 2014
Currency Exchange Loss:
Jul 17, 2015