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Ruhiya is a person who always tries to get ahead. She is married and has six children. Ruhiya has land where she works from early morning every day. She grows mainly watermelon, melons, maize and tomatoes. She has been busy with this business more than eight years. Ruhiya sells agriculture products in a local market. She sows agriculture products twice a year. Now she is going to make a second sowing and that’s why she is asking for a loan of 10,000 somoni to buy seeds, mineral fertilizers and fuel, and to pay for rental workers. She awaits your mercy.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 255
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 5.0
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Ruhiya to buy seeds, mineral fertilizers and fuel, and to pay for rental workers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 6, 2014
Aug 13, 2014
Currency Exchange Loss:
Dec 17, 2014