A loan of $600 helped buy fruits and vegetables, mainly green and ripe bananas.


Celsa Kiora's story

Celsa Kiora is an adult single mother with three children who are minors and still under her care. She is from one of the northern municipalities of Chinandega, located in the west of the country, a zone that is characterized as being commercially reproductive and touristy, where trade, livestock, agriculture and mining predominate, among others.

She is a small business owner and the manager of her own business, which consists of the sale of fruits and vegetables such as: green bananas, ripe bananas, and onions among others. Her business is located in the town's central market. She makes her purchases in cash from the distributors in pickup trucks. Her sales are also in cash. She has permanent customers and temporary customers. She started her business with her own funds and products from her previous job, in which she had to migrate in order to raise a small amount of capital and build her business. She was looking for a dignified way to raise her young children.

Celsa is an enterprising woman, hard-working, responsible and eager for self-improvement. Due to a lack of economic resources, Celsa did not complete her studies. One of her dreams is to be able to see her children become professionals and construct a lot where she can locate her business. She begins her workday very early in order to take advantage of the customers who come early to do their shopping. The goal of this funding is to invest in working capital in the purchase of fruits and vegetables, primarily bananas, and thus obtain greater profits and better serve her clients.

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Translated from Spanish by Kiva volunteer Molly Micheels



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