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Seymur is a 33-year-old married man with a 10-year-old child. The child attends the fourth class of secondary school.

Seymur lives with his wife and child in the village of Seyidahmadli in the Fuzuli region but he has been an IDP (Internally Displaced Person ) from Füzuli for 21 years. His home is located near the war zone and it is difficult to live there.

Seymur has raised cows for 6 years to sell in the local bazaar. He wants to buy three calves and needs 1200 AZN. He has applied to Komak for a loan.

He thanks the Kiva organization for their help and support. In the future, he wishes to develop the industry, increase the income and give his child a good education.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 36
    View loans »
    Azerbaijan Loans Fundraising
  • $14,668,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Seymur to purchase three calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 29, 2014
Aug 12, 2014
Currency Exchange Loss:
Aug 17, 2015