Nancy passionately loves farming, but dairy farming is close to her heart and looking after her dairy cows makes her a very proud farmer. Although Nancy has made profits through farming, she has been experiencing losses because of ineffective farming techniques. That is why she is kindly requesting a loan to buy farm inputs.
Through the loan, she will be able to buy good-quality and high-grade seeds, fertilizers, and pesticides to be used in her farm. This will assure her of immediate profits because the production level will go up, which will generate better profits.
Modern farming requires the use of modern techniques and inputs, and Nancy is eager to access them. Through increased profits, she will be able to realize her dream of improving her living conditions and seeing her business expand in leaps and bounds.
Nancy is very disciplined with finances and has gone through Juhudi Kilimo training. She is sure to accumulate more income and be able to fully pay back the loan.
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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Success!! The loan was 100% repaid