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God Is My Helper Group
In this Group: Mercy, Florence, Salomey, Sabina
The God is My Helper group is composed of four people who live in the same quarter. They are into the sale of cosmetics, wigs, dough nut, foodstuff and fast food.

The featured borrower of the group is Mercy. She is 45 years old, and a single mother of one child. She pays for her child to attend school. To cope with her needs, for the past four years, Mercy has been selling cosmetics and wigs as a secondary saleswoman in her quarter. Mercy buys her products at a market in Ghana. Hoping to give her customers better service, Mercy would like to reinforce her business by increasing her stock of products. To do this, Mercy and the other members of this group request a loan from ID-Ghana.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 3.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of God Is My Helper Group's $1,200 loan helped a member to buy more cosmetics and wigs for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 1, 2014
Aug 11, 2014
Currency Exchange Loss:
Mar 17, 2015