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Nam's Group
In this Group: Nam, Nhung, Mai, Tai, Hoa
Nam, who is 61 years old, is married and has five children, three sons and two daughters. Nam and her husband make soybean products to sell to people in their community. They have run this business for 30 years.

Nam is the group leader of a five-member loan group that reside in Ho Chi Minh City.

In the picture, Nam is in the middle wearing a blue blouse and trousers. The other group members are requesting loans to fund income-generating activities. After many years of running a very small business, Nam would like to take a loan to increase the size of her business by buying a larger quantity and higher quality of soybeans to make better products to sell.

Nam hopes that her business will run smoothly and she will be able to improve her living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 156
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 21,208.9
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nam's Group's $2,375 loan helped a member to buy soy beans to make soybean products to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 30, 2014
Aug 11, 2014
Currency Exchange Loss:
Jun 17, 2015