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Chhun M., 35, is married and resides with her two young school-aged children and husband in Battambong in Cambodia. Since 2006, she has been selling roast beef and boiled duck eggs to earn a living and is able to make around US$5 each day. Every day she always prepares stuff and then walks her trailer from house to house to sell beef and duck eggs. Her husband is a construction worker building houses and makes US$3.50 per day. She said on average she spends around US$40 on food each month, US$10 on utilities and US$30 on children’s education.

Chhun M. would like to take out a loan of US$1200 from Kiva via Credit, the local partner, to purchase a motorbike for her husband to commute to work, and sometimes he can take this bike to operate a motor-taxi whenever he is free from construction.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chhun to purchase a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 5, 2008
Nov 23, 2008
Currency Exchange Loss:
Oct 20, 2009