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Unity Group
In this Group: Rosemary, Comfort, Harriet, Rita, Mary, Gifty, Mary
The Unity group is on their seventh loan cycle with ID Ghana. This group consists of seven members and is led by Rosemary. The members of this group engage in various businesses such as selling fish, general goods, polyethylene bags, shoes and foodstuff.

The loan will benefit small entrepreneurs such as Rosemary. She says that she joined ID-Ghana four years ago after receiving an invitation through a mass promotion held by the organization. Rosemary currently has a business in which she sells general goods such as padlocks, hangers and scrubbing brushes. She has been learning the business since starting it three years ago and works independently. This is the seventh loan that she has obtained from ID Ghana.

The loan she is receiving now will be used to buy more padlocks, hangers and scrubbing brushes to sell to customers. Working in this manner enables her to generate income to support her family. Rosemary is a single mother of three children.

When asked what she likes about ID Ghana, Rosemary said that she enjoys the health insurance offered by the organization.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 3.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Unity Group's $1,700 loan helped a member to buy more padlocks, hangers and scrubbing brushes to sell to customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 1, 2014
Aug 10, 2014
Currency Exchange Loss:
Apr 18, 2015