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Kumushai is 55 years old, married and has a daughter. Since 1997, she has been practicing livestock breeding. She started this business with 2,000 som (KGS). Thanks to Kumushai's hard work and determination, she achieved great results and currently has 2 cows, 1 calf and 20 sheep on her farm. Her daughter helps her with her farm. Her family is very hardworking and close-knit. Her average monthly income is 8,000 som (KGS). In order to increase the size of her herd, Kumushai turned to Microfinance Bank "Bai Tushum." She is requesting a loan of 30,000 som (KGS) to buy lambs. Kumushai is a member of the group "Zamira," in which there are two other members. Kumushai plans to use the earnings from the loan to further develop her farm.
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Кумушай, 55 лет, замужем, есть дочь. С 1997 года занимается животноводством, начав этот бизнес с 2,000 сом (KGS). Благодаря упорству и целеустремленности Кумушай, она достигла хороших результатов и на сегодняшний день в ее хозяйстве имеется: 2 коровы, 1 теленок, 20 овец. Дети помогают по хозяйству. Семья очень трудолюбивая и дружная. Ежемесячная прибыль составляет 8,000 сом (KGS). В целях увеличения поголовья скота Кумушай обратилась в Банк «Бай-Тушум» за кредитом, в сумме 30,000 сом (KGS) на покупку ягнят. Кумушай является членом группы "Замира", в которой кроме нее состоят еще два человека. На доходы от кредита Кумушай планирует и дальше развивать свое хозяйство.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,538,475
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $600 helped Kumushai to buy lambs.
66% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2014
Aug 4, 2014
Currency Exchange Loss: