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Cham S., 42, is married and lives with her four children and husband in Kampong Cham, Cambodia. Since 2007, she has been raising ducks for eggs to earn a living and is able to make US$7.50 per day. Her husband is a farmer growing rice. The climate conditions have been unfavorable in Cambodia this past year for farming, and this has caused food prices to soar. Inflation has also been out of control, as this has turned into a difficult economic year for many Cambodians, Cham S. included. Mrs. Cham S. would like to take out a loan of US$600 to expand her livestock by adding more ducks and purchase feed for them as well.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Cham to expand her livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 6, 2008
Nov 23, 2008
Currency Exchange Loss:
Dec 15, 2009