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Rigina is 21 years old, single and does not have any children. Rigina has a second education. She currently works as a hairstylist in a beauty salon. She lives with her parents. In the search for an additional source of income for her family, Rigina practices livestock breeding and crop farming. She started this business 3 years ago. Thanks to Rigina's hard work, she currently has 3 dairy cows, 1 calf, 10 sheep, and 1 horse with a foal. Her average monthly income is 15,000 som (KGS). For the further development of her business, Regina turned to Microfinance Bank "Bai Tushum." She is requesting a loan for 100,000 som (KGS) to buy a cow, calf, and hay for the cattle. A portion of the loan, specifically 15,000 som (KGS) will be put toward renovating her barn. Rigina plans to invest the earnings from the loan in the further acquisition of livestock. Rigina also dreams of saving money for her wedding and to open her own beauty salon.
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Ригине 21 год, не замужем, детей нет. У Ригины - среднее образование, в данное время работает парикмахером в салоне красоты, живет с родителями. В поисках дополнительного дохода для своей семьи Ригина занимается животноводством и полеводством, стартовав 3 года назад, благодаря упорному труду Ригины, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 1 теленок, 10 овец, 1 лошадь с жеребенком. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Ригина обратилась в Банк «Бай –Тушум» за кредитом в сумме 100,000 сом (KGS) на покупку коровы, теленка, сена для скота, а также часть кредита, а именно 15,000 сом (KGS) будет направлена на ремонт сарая. Доходы от кредита Ригина планирует вложить в дальнейшее приумножение количества домашней скотины. Также Ригина мечтает накопить средства на свою свадьбу и открыть собственный салон красоты.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Rigina to buy a cow, a calf, and hay for the cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2014
Aug 4, 2014
Currency Exchange Loss:
Jun 17, 2015