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Ul N., 53, is married and lives with three children and her husband in the Kampong Cham, Cambodia. She and her husband are farmers, growing rice. They also use their grinding mill to service the people in the area, to take off the rice husk. On average, they earn around US$15 combined in revenue per day. Ul N. would like to take out a loan of US$1000 to purchase a tractor. This tractor will be hired to the local people to transport rice crops and goods for profit.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 49
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ul to purchase a tractor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 6, 2008
Nov 20, 2008
Currency Exchange Loss:
Dec 15, 2009