Mrs. Aura Adilia is requesting refinancing for her sixth loan with Afodenic in order to improve her home and install flooring in her kitchen. She has been working as a teacher for the past seven years, and she has three children. The oldest one is 12 years old and is currently in sixth grade, the second one is 6 years old and she is studying in first grade, and the youngest one is 6 months old. Her husband works as a farmer in the San Antonio farm, and both of them contribute to the household expenses. Aura Adilia is very responsible with her duties both at work and at home, and that is why she is well liked in her neighborhood. She has been shown to be a humble and hardworking person, very loved by her students and family. She lives in the San Antonio farm, 15 kms from Nueva Guinea, and she just finished her Education studies in the University URACCAN in the Nueva Guinea precint. She is very thankful for the loans that she has received through Afodenic since those have allowed her to buy appliances and improve her home. Her dream is to be in good health and have job security.
La Señora Aura Adilia está solicitando refinanciamiento de su 6to crédito con AFODENIC para invertirlo en mejora de su vivienda para terminar de repellar su casa y hecharle el piso a la cocina, trabaja como docente desde hace 7 años, tiene 3 hijos, el mayor de 12 años estudia su 6to grado de educación primaria, la otra niña tiene 6 añitos estudia su 1er grado y una bebe de 6 meses, su esposo es agricultor, trabaja cultivando la tierra en la finca en colonia San Antonio, ambos comparten los gastos del hogar. Aura Adilia se caracteriza por ser una docente responsable con sus deberes en su trabajo y en el hogar es por eso que es muy querida en su colonia por ser una mujer que ha demostrado ser humilde pero muy trabajadora y muy querida por sus alumnos y padres de familia, ella vive en la colonia San Antonio a 15 km de Nueva Guinea, esta clienta acaba de terminar de estudiar una licenciatura en ciencias de la Educación en la Universidad URACCAN Recinto Nueva Guinea. Ella se siente agradecida con la Institución de AFODENIC ya que con los créditos anteriores ha comprado electrodomésticos y a mejorado la vivienda donde ella vive, su sueño es tener salud y estabilidad laboral.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.