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Tikarispa Group
In this Group: Rosa , Zandro , Bacilia , Belisario, Liz Sandra, Brisayda , Evaristo, Jabier, Estefania, Eustaquio

Update on Tikarispa Group

Rosa is a member of the TIKARISPA communal bank. The bank is located in Rumichaca Baja in the Urubamba district, Urubamba province and Urubamba department.

The member, Rosa, still has her convenience store business; she is a responsable, hard-working person. She continues to sell different kinds of products, such as rice, sugar, etc. that her clientele requests from her. At the same time, she continues to sell "chicha de jora" (corn-based beer). Rosa wants to be able to keep working so she can continue to support her family. The member is requesting the loan to buy rice, sugar, "jora" corn, and beer, among other things. Rosa is grateful for the loan granted and promises to comply with the established loan payments.

The other members work in carpentry, raising small animals, as a construction foreman, mototaxi driver, and in farming.
View original language description ↓
La socia Rosa pertenece al banco comunal TIKARISPA, el banco está ubicado en Rumichaca Baja en el distrito de Urubamba, provincia de Urubamba y departamento de Urubamba.
La socia Rosa continua con su negocio de tienda de abarrotes, la socia es una persona responsable y empeñosa, la socia continua vendiendo diferentes tipos de productos como arroz, azcuar entre otros para todos sus clientes que le solictan, la socia a la vez continua vendiendo chicha de jora (estos a base de maíz),la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de arroz,azucar,jora, cerveza entre otros.
Los demás socios se dedican a la carpintería, crianza de animales menores, maestro constructor albañil, mototaxi, agricultura.
La socia se siente agradecida con el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Rosa belongs to the communal bank Tikarispa. The bank is located in Rumichaca Baja, in the Urubamba district, Urubamba province, Urubamba region. Group member Rosa is 37 years old. She is married and has five children. She alternates her time between her own activities and her business runn... More from Tikarispa Group's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 75
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tikarispa Group's $3,725 loan helped a member to buy rice, sugar, "jora" corn and beer, among other things.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 3, 2014
Aug 10, 2014
Currency Exchange Loss:
Jan 17, 2015