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Delmis Yamileth
Delmis is 26 years old. She is a graduate of Banking and Finance at the Universidad Autónoma de Honduras. She lives with her grandparents in the Lomas del Mayab neighborhood of the city of Tegucigalpa. She has a year and a half old daughter.

Delmis is considered a responsible person who looks to the future with clear goals and objectives. She has managed to become a professional through her efforts, work and dedication. What motivates her to excel and continue her studies is her pride for her daughter who she wants to provide the best education and give her a good environment and quality of living.

She wants to contribute to the development of the country through her preparation and professional knowledge in the work field. And for her family she hopes to instill the desire to be able to express goals and objectives to achieve what one wants in life. Her best advise to young people is to study and take advantage of every opportunity that they have to gain more knowledge, have new experiences and do one's best to be better every day.
View original language description ↓
La joven Delmis tiene 26 años de edad, es graduada de la carera de banca y finanzas en la Universidad Autónoma de Honduras, vive con sus abuelos en la colonia lomas del Mayab ubicada en la ciudad de Tegucigalpa, tiene una hija de 1 año y medio,.
Delmis se considera una persona responsable, futurista con objetivos y metas claras ha logrado profesionalizarse a base de esfuerzo, trabajo y dedicación. Lo que motiva su superación para continuar sus estudios es su mayor orgullo su hija a quien desea brindarle la mejor educación y su familia brindarle un mejor ambiente y calidad de vida, desea contribuir al desarrollo de su país, mediante su preparación y conocimientos profesionales en ambientes laborales y a su familia desea inculcarle aspiraciones de poder plasmarse metas y objetivos para lograr lo que se proponen en la vida.
su mejor consejo a la juventud es que se preparen aprovechen cada oportunidad que tengan para adquirir nuevos conocimientos, que conozcan nuevas experiencias y que se esmeren por ser mejores cada día.

Additional Information

About this loan

Fundación CREHO (Honduran Foundation for Educational Loans) is a lending institution founded in 2002 in Tegucigalpa that focuses exclusively on student loans. It aims to be the leading private lending organization offering education loans in the country, contributing to the transformation of Honduras by supporting the training of qualified people.

Kiva funding will be used to support three different types of loans: university degrees, technical and vocational degree programs, and school supplies such as laptops and textbooks. Partnering with Kiva will allow Fundación CREHO to offer long-term, low interest loans with less stringent guarantee requirements to students who otherwise have almost no options to finance their education. Furthermore, at least one-third of Kiva funding will help the organization target students from low-income households and who lack the collateral generally required for these loans.

Please note that Fundación CREHO is a non-traditional Field Partner, in that they are a student lender, not a microfinance institution. Loans to students attending a university degree program may have terms up to 10 years and lenders should not expect to receive payments while the student is still attending the university (4-5 years). In addition, payment plans are uploaded to Kiva for the full tuition cost, however if for any reason the full amount is not needed to complete the degree program, the unused balance will be repaid to lenders as a pre-payment as early as possible.


About Honduras

  • $4,800
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $9,870,800
    Funds lent in using Kiva
  • 20.9
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $3,600 helped Delmis Yamileth to finish her Master's studies.
49% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
Jul 2, 2014
Aug 9, 2014
Currency Exchange Loss: