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Scholar is a 43-year-old woman married to Joseph, who adds additional income to support the welfare of their family. They are blessed with one child. Scholar has been operating a cosmetics sales shop for a period of four years earning an income of KES 25,000 at the end of every month.

Scholar was introduced to VisionFund Kenya by a credit officer and is now servicing her first loan of KES 100,000 and intends to use this amount to buy hair accessories, hair oils, hair braids, body lotions and hair chemicals to add to her stock which is running low.

Scholar plans to use the anticipated income to pay school fees for her child and hopes to become a distributor of cosmetics providing both retail and wholesale services to her customers.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.


About Kenya

  • $1,800
    Average annual income
  • 540
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Scholar to buy hair accessories, hair oils, hair braids, body lotions and hair chemicals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 8, 2014
Aug 6, 2014
Currency Exchange Loss:
Feb 17, 2015