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Juma is 38 years old and lives in the town of Kyengera in the Kampala region of Uganda. He is married and has three children, two of whom are currently in school. For the past two years, Juma has been working hard to manage his bar, where he sells sodas, beers, spirits, and water.

To help expand his business, Juma has requested a loan of 2,500,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy beverages and at the same time help Juma generate greater profits and expand his business. In the future, Juma hopes to start another business.

Juma is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Juma who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,620.0
    Uganda Shillings (UGX) = $1 USD
A loan of $975 helped Juma to buy sodas, beers, spirits, and water.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2014
Aug 6, 2014
Currency Exchange Loss:
Sep 5, 2014