A loan of $625 helped to buy a dairy cow.


Stephen's story

Hello, Kiva lenders! Meet Stephen, a 40-year-old husband, father and farmer from the Eldoret area of Kenya, home to world class Olympic runners. For 10 years Stephen has been practicing farming and his primary source of income has been milk, eggs and crop farming.

Stephen was brought up in a challenging environment and he swore that that condition would not repeat itself for his four children. He started dairy farming and has been making profits through selling milk to the market that is already there in his village. By virtue of his background, he has the upper hand in running the livestock business and Stephen believes that “to become a successful dairy farmer one does not need to be a livestock expert. All one needs is passion, information and keenness to learn from successful farmers.”

Stephen is kindly requesting a loan to buy a high quality dairy cow that will help him satisfy the increasing demand of milk in his village. Through the loan Stephen will assure his family of a bright future and also be able to support his parents back at home who depend on him. Stephen has been trained by Juhudi Kilimo and has learned the culture of saving and he hopes that through accumulated profits he will save more and comfortably pay back the loan. Stephen hopes that you will make his dream become a reality.



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