Tinoai is a 43-year-old married woman with six children. She runs a small plantation business, selling to the members of her community and also to the public at the Market. She has just joined the SPBD program in order to gain access to financial assistance.
With this loan, Tinoai is looking at purchasing a mist blower, chemicals, knives, spades, and blade sharpeners for the improvement of her plantation business. Tinoai hopes to save a lot of her profits so that she can improve the standard of living of her family.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.