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Sergio Alberto
Sergio Alberto is married. He is 26 years old, and lives with his wife and daughter, who are his highest priority.

With the loan, he is going to buy inputs such as compost, insecticides, and herbicides necessary to plant and tend to his crops. He has made his living in this way for many years now, and hopes to be able to maintain his plantations in good condition in order to get better earnings this year, since the prices are staying very good.

He hopes to be able to offer his family a better quality of life and at the same time, generate better finances for his home.

This is the first loan that he has received from FUDECOSUR. He hadn't had loans before in state banks, but FUDECOSUR has provided him with the loan with greater ease and much lower interest rates.
View original language description ↓
Sergio Alberto, está casado, tiene 26 años y vive con su esposa e hija que son su mayor prioridad. El con el crédito va comprar los insumos como abonos, plaguicidas y herbicidas necesarios para la siembra y asistencia de sus cultivos. El se dedica ya desde hace varios años atrás y espera poder mantener sus plantaciones en buenas condiciones para obtener mayores ingresos este año, pues los precios de pago se mantienen muy buenos. El espera poder ofrecerle a su familia una mejor calidad de vida y a su vez también generar una mejor economía en su hogar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,715,325
    Funds lent in using Kiva
  • 539.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Sergio Alberto to plant corn, tiquisque [yautia], and beans.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 11, 2014
Aug 8, 2014
Currency Exchange Loss:
Mar 18, 2015