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Oscar is 38 years old, married and currently lives with his wife and two children. Oscar plans to use this loan in order to buy fertilisers and fungicides and to pay labourers to help with coffee crops. He will also buy copperwood plants to plant at the start of the rainy season. He will do this in order to increase the plant density in the area and take advantage of the fertile land and climate, which are good for the coffee crops. With these improvements, Oscar hopes to have a little profit and improve his family's living conditions. This is Oscar's first loan from "FUDECORSUR". He has not had any other loans with state banks and "FUDECOSUR" is providing this loan under better conditions and with much lower interest rates.
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Oscar, tiene la edad de 38 años, está casado, vive con la esposa y dos hijos actualmenteque. Con su crédito pretende hacer la compra de fertilizantes, fungicidas y pagar mano de obra en trabajos de asistencia para el café, además de comprar algunas plantas de almácigo para hacer resiembras a inicio de lluvias esto con el objetivo de aumentar la densidad de plantas por área, además de aprovechar la buena fertilidad del suelo y las condiciones de clima y otras que favorecen al cultivo de café. Con estas mejoras al cultivo espera obtener un poco de ganancias y así mejorar las condiciones de vida de su familia. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,715,325
    Funds lent in using Kiva
  • 539.9
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $950 helped Oscar to buy supplies and coffee.
35% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 1, 2014
Aug 8, 2014
Currency Exchange Loss: