A loan of $875 helped a member to improve her husband's business by repairing and redesigning the body of his auto-rickshaw.


Rani Abdul Majeed Group's story

Rani baji is the wife of A. M., and they reside in the city of Borewala in Pakistan. Rani baji is 43 years old, and she is the mother of four children: two sons and two daughters. Her elder son is a driver (he drives a rented auto-rickshaw, which is a three-wheeled motor vehicle), and her younger son has a food business. As for her daughters, her elder daughter is 8 years old, her younger daughter is 4 years old, and both of them stay at home where they do household work. Rani baji’s husband is also a driver, and he too drives an auto-rickshaw. Further, he has been in this profession for the past 2 years.

Rani baji is a seamstres: she sews the clothes of her neighbors. Notably, she has already successfully repaid two prior loans from Asasah, a microfinance institution in Pakistan. Now she is applying for another loan to repair and redesign the body of her husband’s auto-rickshaw.

She is joined in her loan group by three other members: Sajida baji seeks a loan to buy more wood for her wood-selling business; Gulshan baji requests a loan to buy more clothes to resell; and another Gulshan baji would like a loan to buy animals (goats and sheep) to resell. This is a group loan; as such, the loan proceeds will be distributed amongst the group members, each of whom will invest in her own business. Importantly, the group members mutually guarantee one another's loans; as a result, if one group member does not repay her portion of the loan, then the other members are responsible for curing the arrears.

In this group: Rani, Sajida Parveen, Gulshan Bibi, Gulshan Nisa
*not pictured


Loan details


Lenders and lending teams



Loan details