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Eva Mercedes
Eva Mercedes is a single mother of four children, one of whom is in her care. She has worked in commerce for the past 13 years, and her current business is selling jewelry in one of the markets in the city of León. She begins to offer her products to her customers at 4:00 am and finishes at 6:00 pm, and maintains the same schedule from Monday through Saturday. She does this job in order to support her household and her son.

Eva requests a loan from Ceprodel, which she will use to increase her inventory with products like cosmetics, candy, Diana brand products, chocolate, gum, etc. This way, she will be able to make more sales and increase her inventory with higher quality goods, which will allow her to earn more money and provide a better quality of life to her family.
View original language description ↓
La señora Eva Mercedes, es madre soltera de 4 hijos de los cuales 1 está a su cargo, se dedica al comercio desde hace 13 años, donde su negocio actual es la venta de bisuterías en uno de los mercados de la ciudad de León, ella inicia a ofertar el producto a su clientela desde las 04:00 am y finalizándolas a las 06:00 pm con el mismo horario de lunes a sábado, realiza esta labor para la mantención de su hogar y su hijo.

Doña Eva, solicito a Ceprodel un crédito el que utilizo para incrementar su inventario con productos tales como: cosméticos en general, caramelos, productos diana, chocolates, chicles, entre otros productos, así lograr mayores ventas incrementando su inventario con productos de mayor calidad lo cual le permitirá obtener mayores ingresos al igual que un mejor nivel de vida junto a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Eva Mercedes to purchase cosmetics, candy, Diana brand products, chocolate, gum, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 9, 2014
Aug 6, 2014
Currency Exchange Loss:
Apr 17, 2015