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Erica is a 21-year-old woman from the Muzarabani District of Zimbabwe. She is a source of inspiration to young people in her community because she is determined to succeed. Erica often volunteers at the local secondary school as a Camfed Learner Guide, teaching life skills to young students.

When Erica is not volunteering, she operates a grocery shop at her local business center. She sells sugar, cooking oil, rice, flour, washing soap, soft drinks, and snacks to community members. Erica will use the Kiva loan to purchase cartons of sugar, cooking oil, rice, flour, washing soap, and soft drinks to boost sales. Erica hopes to expand her business into a larger store, if profits allow.

Additional Information

More information about this loan

Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.


About Zimbabwe

  • $2,000
    Average annual income
  • 13
    View loans »
    Zimbabwe Loans Fundraising
  • $3,935,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Erica to purchase cartons of sugar, cooking oil, rice, flour, washing soap, and soft drinks to boost sales.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 20, 2014
Aug 3, 2014
Currency Exchange Loss:
May 1, 2015