Sheila is a 25-year-old entrepreneur and mother. She is a volunteer Camfed Learner Guide in the Muzarabani District of Zimbabwe; her focus is on counseling young students. In addition to being committed to her community as displayed in her volunteer work, Sheila rents a stall at the local flea market. Sheila has been selling clothes, shoes, and bags at her stall since April 2013 as a way to support herself and her two children.
Her business has been thriving, but Sheila has big goals to expand. The Kiva loan will allow her to stock up on even more products that her customers will appreciate. An even more successful business will allow Sheila to pay for her children’s school fees.
More information about this loan
Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy.
The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.
Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.