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Phylip lives in Sindo, a small town in Homa Bay County. Homa Bay county is located in south-western Kenya, close to both the Tanzanian border and Lake Victoria, Africa's largest lake. Despite the proximity to the lake, water infrastructure in Homa Bay remains quite undeveloped, and inconsistent rains and occasional droughts make life difficult for farmers in the area. Nonetheless, farmers have adapted to these challenges, particularly by diversifying their crops to include cassava, sunflowers, sorghum, bananas, groundnuts and millet, as well as drought-resistant varieties of papaya and mangoes. Although beekeeping has not traditionally been practiced in the region, many individuals have expressed interest in keeping bees and are knowledgeable about their pollination benefits.

Phylip is married and has six children. He is a photographer while his wife runs a small kiosk. They also practice farming. They have been farming for ten years now and they are currently growing maize, beans, ground nuts, cassava, bananas and trees. Phylip is excited about beekeeping as the bees will aid in pollinating their crops.

This is Phylip's first loan with Honey Care and he plans to use the proceeds from his beehives to pay school fees for his children and to expand his business. Phylip's hope for the future is to have a successful project that will change his life.

Additional Information

About Honey Care Africa

Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.

Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.


About Kenya

  • $1,800
    Average annual income
  • 564
    View loans »
    Kenya Loans Fundraising
  • $49,708,225
    Funds lent in using Kiva
  • 87.7
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $325 helped Phylip to buy beehives and apiary materials for honey production.
3% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
At end of term
Sep 24, 2014
Aug 2, 2014
Currency Exchange Loss: