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Las Palmeras De Cocabambilla Group
In this Group: Teresa, Juana Paula, Luzmila, Mirko Ciro, William, Yony, Javier, Reynan
The members belong to the communal bank "Las Palmeras de Cocabambilla". This bank is located in the Quillabamba district, in the province of La Convencion and department of Cusco.

One member is Señora Teresa; she is married, 39 years old, and has two children. Teresa works in her grocery business. She sells basic items like rice, sugar, milk, and oil, and works from 8:00 am until 6:00 pm. She has already spent one year in this business and it is going well. Her dream is to expand her grocery business. Teresa is asking for a loan in order to buy milk, sugar, oil, and rice.

The other members make a living in various businesses that sell coffee, fruit, groceries, and food.

Teresa is grateful to those who form a part of this dream through these means, and she promises to complete her repayments in the established time period.
View original language description ↓
Los socios pertenecen al banco comunal “LAS PALMERAS DE COCABAMBILLA”; Este banco se ubicada en el distrito de Quillabamba, perteneciente a la provincia de La Convencion y departamento de Cusco.

La socia es la Sra. Teresa ella es conviviente y tiene 39 años y tiene 2 hijos; La socia trabaja en su negocio de tienda de abarrotes, la socia vende productos de primera necesidad como arroz, azúcar, leche y aceite, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m, la socia ya tiene 1 año en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de tienda de abarrotes. La socia solicita el crédito para comprar leche, azúcar, aceite y arroz.

Los otros socios se dedican al negocio de venta de café, negocio de venta de frutas, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $61,923,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Palmeras De Cocabambilla Group's $4,500 loan helped a member to buy milk, sugar, oil, and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 26, 2014
Aug 3, 2014
Currency Exchange Loss:
Jan 17, 2015