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Tres Marias Group
In this Group: Hilda, Triolinda*, Florencia, Lisbeth, Graciela, Ruth , Haidee, Juana, Felicia, Mercedes, Juan Eugenio
* not pictured

Update on Tres Marias Group

The group members belong to the group "Tres Marías." This bank is located in the district of Cusco, and belongs to the Province of Cusco and the Department of Cusco.

The group member is Hilda. She lives with her life partner, is 36 years old and has 1 child. She works in her restaurant. She prepares different dishes like chicken with potatoes, soups and salted meats. She works from 10am until 5pm. She has been working in this field for 8 years and things are going well. Her dream is to grow her restaurant business. She is asking for a loan in order to purchase products for cooking such as chicken, beef and vegetables.

The other group members work in a bookstore, selling vegetables, selling groceries, and running a restaurant.

Hilda is grateful for Kiva lenders and all those who form part of making her dream a reality through this medium. She promises to repay her loan according to the established guidelines.
View original language description ↓
Los socios pertenecen al banco comunal “TRES MARIAS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Hilda ella es conviviente y tiene 36 años y tiene 1 hijo; La socia trabaja en su negocio de restaurant, la socia prepara diferentes platos como pollo con papas, sopas y saltados de carnes, la socia trabaja desde las 10:00 a.m hasta las 5:00 p.m, la socia ya tiene 8 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de restaurant. La socia solicita el crédito para comprar productos para cocinar como pollo, carne y verduras.

Los otros socios se dedican al negocio de libreria, negocio de venta de verduras, negocio de tienda de abarrotes y negocio de restaurant.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These are members of the “TRES MARIAS” communal bank. This bank is located within the Cusco district, province, and department. Felicia is 55 years old, single, and works her grocery store business. She sells personal products such as rice, sugar, milk, and cooking oil and works from 8:00 am... More from Tres Marias Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tres Marias Group's $3,325 loan helped a member to purchase products for cooking in her restaurant such as chicken, beef and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 26, 2014
Aug 3, 2014
Currency Exchange Loss:
Nov 17, 2014
This photo was used before for a previous loan for Tres Marias Group. It was first posted on Kiva on Mar, 2014. Learn More