Mouena is a 46-year-old unmarried woman with four children. She runs a small bakery in her community to earn a living. She has two years of experience in this business. Mouena needs a loan to buy bags of flour, sugar, yeast, cooking oil, baking trays, icing sugar, butter and a large stove. She plans to use her profits to pay for her family's weekly expenses. Mouena has been a member of SPBD since 2012.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.