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Agnes Chepng'etich
Agnes is a farmer and a mother of six. She has been doing dairy farming for over 30 years and currently has six dairy cows. She supplies milk from her farm to hotels. A loan from Kiva will assist her in purchasing a motorbike to ease in transportation of milk in support of her business.

Additional Information

More information about this loan

This loan is designed to empower small to medium-scale farmers in Kenya, where agriculture employs more than 75% of the work force.  ECLOF Kenya’s loans support a range of agricultural needs, including horticulture and the purchase of farm inputs such as fertilizer, seeds, animal feeds, vaccination and farm equipment. Loan terms are structured around the maturity of the crop and/or the payback period of the inputs purchased. Additionally, ECLOF Kenya hopes to provide loans to farmers for the purchase and installation of water harvesting and storage equipment like water tanks or sinking shallow wells. By funding this loan, you are helping small-scale farmers increase their production capacity, providing employment opportunities and contributing to food security in the country.

About ECLOF:

ECLOF Kenya is a microfinance institution that provides financial and non-financial services to micro, small, and medium entrepreneurs in Kenya. It provides a variety of services in all sectors of the economy.

The organization is committed to supporting low-income students in Kenya. ECLOF Kenya is currently working on a higher education loan program to benefit low-income students. Kiva’s partnership is extremely important in providing a low-risk strategy for launching the student loan product and providing many students with opportunities they otherwise would not have access to.


About Kenya

  • $1,800
    Average annual income
  • 372
    View loans »
    Kenya Loans Fundraising
  • $50,299,450
    Funds lent in using Kiva
  • 87.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Agnes Chepng'etich to buy a motorbike for transportation of her milk produce.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 30, 2014
Jul 30, 2014
Currency Exchange Loss:
Aug 17, 2015