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Ann Njeri
Ann is a mother of one and a farmer. She runs a farm together with her husband and they are dedicated in its operations. She currently has five dairy cows producing 30 litres of milk per day. She intends to buy another cow and expand the cowshed with help of a loan from Kiva.

Additional Information

More information about this loan

This loan is designed to empower small to medium-scale farmers in Kenya, where agriculture employs more than 75% of the work force.  ECLOF Kenya’s loans support a range of agricultural needs, including horticulture and the purchase of farm inputs such as fertilizer, seeds, animal feeds, vaccination and farm equipment. Loan terms are structured around the maturity of the crop and/or the payback period of the inputs purchased. Additionally, ECLOF Kenya hopes to provide loans to farmers for the purchase and installation of water harvesting and storage equipment like water tanks or sinking shallow wells. By funding this loan, you are helping small-scale farmers increase their production capacity, providing employment opportunities and contributing to food security in the country.

About ECLOF:

ECLOF Kenya is a microfinance institution that provides financial and non-financial services to micro, small, and medium entrepreneurs in Kenya. It provides a variety of services in all sectors of the economy.

The organization is committed to supporting low-income students in Kenya. ECLOF Kenya is currently working on a higher education loan program to benefit low-income students. Kiva’s partnership is extremely important in providing a low-risk strategy for launching the student loan product and providing many students with opportunities they otherwise would not have access to.


About Kenya

  • $1,800
    Average annual income
  • 546
    View loans »
    Kenya Loans Fundraising
  • $49,768,275
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Ann Njeri to pay for purchase of another cow and expand the cowshed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 27, 2014
Jul 30, 2014
Currency Exchange Loss:
Jul 17, 2015