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Ana Lucia
Ana is 31 years old. She lives in the San Migues canton in the Bolívar province. She is married and lives with her husband and their three children, who are 6, 3, and 2 years old. She is a member of the Ambrocio Laso communal bank, whose members work in agriculture.

Ana works in agriculture and grows potatoes. She will use the loan to purchase agricultural supplies. With the support of the loan, she will be able to purchase what she needs in order to grow potatoes.

She makes her purchases in the city of Chimbo every week. Her dream is to purchase a car so that she can use it to sell the products that she harvests. She faces many challenges in life. In her free time, she spends time at the community foundation and sews.
View original language description ↓
Ana tiene 31 años de edad vive en el cantón San Miguel provincia de Bolívar su estado civil es casada vive con su esposo y sus 3 hijos de 6, 3 y 2 año.
Es integrante de la ventanilla Ambrocio Laso que se dedican a las labores agrícolas.

Ana se dedica a la agricultura y siembra Papas, utilizara el dinero del crédito para la compra de insumos agrícolas con el apoyo del crédito puede comprar lo que sea necesario para la siembra de las papas. El realiza las compras en la ciudad de Chimbo todas las semanas, su sueño es comprarse un carro para poder salir a vender el producto que cosecha, enfrentara los desafíos que se le presente en la vida. En los tiempos libres se dedica a la fundación de la comunidad y a tejer.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ana Lucia to purchase agricultural supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Jun 30, 2014
Aug 1, 2014
Currency Exchange Loss:
Aug 17, 2015