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Shaibu is a maize farmer and member of Babban Gona. Shaibu joined Babban Gona primarily to create a better future for his children: Lawan, Samaila, and Harunaa. Shaibu is excited that Babban Gona offers a lasting solution to ending the cycle of poverty. For the first time, Shaibu will have access to quality inputs such as fertilizer and seed. Without this loan, he would be subjected to buying these products in the open market where the products are not only very expensive but are often diluted with external products such as sand. With access to high quality inputs, Shaibu can reap up to 30 bags/hectare, double the national average of 14 and earn up to $2000/ha: more than three times the average Nigerian farmer’s annual income. When asked how he plans to spend the income he will make this year as a Babban Gona member, he said, “I plan to use the money to expand my farmland.” Shaibu is not thinking about this year alone, he expressed that his long-term goal is to “become the most profitable farmer in my community”. With this loan, he is well on his way to achieving this goal.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 157
    View loans »
    Nigeria Loans Fundraising
  • $6,517,150
    Funds lent in using Kiva
  • 162.1
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Shaibu to access high-quality inputs such as fertilizer and seed in order to double income and yield.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
Jun 26, 2014
Jul 25, 2014
Currency Exchange Loss:
Nov 17, 2015