A loan of $675 helped to buy perfume related items and home accessories.

Johanna's story

Johana, 32 years old, lives in the Municipality of Soledad. She works selling items through specialized catalogs she gets from the company she works for. Johana started her business 3 years ago when she realized that selling quality products through this system was effective. This is how she decided to develop this business in order to generate income, and she had her first orders which went very well. In her offers her customers find home items, perfume items, custom jewelry, among others. Sh works from 9 in the morning to 7 at night, from Mondays to Fridays. She buys on credit and sells mainly to her neighbors in the neighborhood where she lives. Her goal in the future is to open a store and diversify the product offer in order to generate more income that will allow her children a better educational quality. Currently she is applying to a credikiva, her first loan from the Fundacion Mario Santo Domingo, with which she will buy items such as perfume items and home accessories, based on her customers' orders. With this investment she will have a broader assortment than the current one, and she will be able to satisfy her customers' demands and possibly be very successful.

Translated from Spanish by Kiva volunteer Patricia Mueller

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