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Yoeurn is 64 years old and lives in a community of Prey Chhor District of Kampong Cham Province, Cambodia. As a father of two dependent children and five married children, he is still working very hard in his own rice field. He grows rice and sells the product to the local dealers. The net profit that he can generate is $5 a day.

In the last five years, Yoeurn has been saving some money to pay for new home construction. Right now, the saved money is still not sufficient. Therefore, Yoeurn would like to request a loan from Kiva to build a house.

He thanks lenders for the financial support through Hattha Kaksekar Limited (HKL) which provides him with a much lower interest rate than those of the general loan products.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Cambodia

  • $2,600
    Average annual income
  • 75
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Yoeurn to build a house.
88% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 17, 2014
Jul 31, 2014
Currency Exchange Loss: