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M. Sarwar is a 58-year-old married person, a father of five children. He is living along with his family in the populated area of Lahore, Pakistan.
M. Sarwar owns a clothing shop in the market; he sells fancy and high quality clothing. Some customers prove very poor and do not purchase after asking the prices of clothing. He does not compromise upon his quality and rates; he does not sell below his purchasing power but he does not like to refuse his respected customers also. To win their confidence and to avoid disappointment of worthy customers, he wants to start a low rates clothes stall on the front of his shop so that such poor customers, who do not have enough purchasing power, ultimately can buy clothing for their children and can celebrate Eid Festival.
M. Sarwar invests his savings and profit in his current business but does not have enough cash in hand to set up a new stall.
For this purpose he requires financial support from Kiva, so he contacted the field partner BRAC Pakistan and requested a Kiva loan. In this way he can easily set up a clothing stall for the poor customers and can generate more income for cherishing his own family as well.
M. Sarwar is very delighted and thankful to Kiva and field partner BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 298
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped M.sarwar to set up a clothing stall for poor customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2014
Aug 13, 2014
Currency Exchange Loss:
Aug 24, 2015