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Mujeres Independientes Group
In this Group: Maria, Edith, Noelia, Rosalba, Selva, Ramona, Celina, Elva, Rosa, Norma, Blanca, Adolfina, Ruth, Carolina*, Luz*
* not pictured
There are 16 women in this group, but in this cycle only 15 are requesting the loan. The women are heads of family who, through the poverty-elimination survey, will be able to find out each one's situation and work based on the results.

One of the members is María, the president of the group. She always tries to motivate her friends to work and get ahead. She earns a living selling a variety of cosmetics. She said she has good customers who always buy products from her.

She's requesting this loan to be able to buy a wider variety of cosmetics so she can attract the interest of her customers, because she supports her family with the job.
View original language description ↓
16 son las mujeres que integran este grupo, pero por este ciclo solo 15 solicitan este préstamo, ellas son mujeres jefas de familia, que a través de la encuesta de eliminación de la pobreza, podrán conocer la situación de cada una y conforme a ello poder trabajar.
Una de las integrantes es la Sra. Maria, quien es la presidenta del grupo, ella siempre trata de poder motivar a sus amigas a trabajar y poder salir adelante, ella se dedica a vender cosméticos variados, y comenta que tiene una buena clientela que siempre compra de ella sus productos.
Pide este préstamo para poder comprar cosméticos de mayor variedad, de manera a captar el interés de sus clientas, pues por medio de su trabajo mantiene a su familia.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Paraguay

  • $8,400
    Average annual income
  • 50
    View loans »
    Paraguay Loans Fundraising
  • $38,032,600
    Funds lent in using Kiva
  • 4,297.9
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Independientes Group's $3,500 loan helped a member to buy cosmetics.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 24, 2014
Aug 1, 2014
Currency Exchange Loss:
Feb 20, 2015